Protection for yourself:

  • Critical Illness Insurance
    • Critical Illness Insurance is a ‘living benefit’ designed to alleviate the financial strain that can accompany a critical illness. It lets you focus on what really matters… recovery. Read more…
  • Disability Insurance
    • If you become disabled, your ability to earn income may be compromised, and your ability to pay bills or save for retirement may decline. Our Disability Insurance plans are designed to help you meet your income requirements so you can concentrate on recovering from your disability and returning to an active life. Read more…
  • Health Care Plans
    • Concerned about the many medical expenses you’ll have to start paying for out-of-pocket because of the increasing gaps in your provincial health insurance coverage? Worried about losing your group health and dental benefits? Read more…
  • Top-Up Company Benefits
    • Your company benefits plan has limits built into it; we can review the details of the plan and offer ways to increase personal benefits to their maximum available levels. Read more…

Protection for your family:

  • Life Insurance
    • Life insurance can help ensure your family is well-positioned financially and that your wishes are carried out when you die. Some life insurance policies can build tax-advantaged savings while you’re still living. Read more…
  • Mortgage/Debt Insurance
    • Whether you’re buying a home for the first time, or refinancing an existing mortgage, someone has probably suggested you purchase mortgage life insurance. But don’t rush into buying a policy until you’ve looked at all the possibilities. You could end up saving money and getting added life insurance coverage at the same time by purchasing a term life insurance policy instead. Read more…
  • Children’s Plans
    • The biggest advantage to buying Life Insurance on children is that it can insure future insurability. That means that if your children ever develop a condition that makes them uninsurable, the coverage they have as children may be the only coverage they’ll have as adults. And, depending upon the type of coverage, they may be able to increase the face amount. Read more…
  • Gifts of Insurance
    • You can make a larger gift than you might expect possible by naming a charity or non-profit organization as the owner and beneficiary of a new or existing life insurance policy. Read more…
  • Travel Insurance
    • When you leave Canada, whether it be for a couple of hours or an extended period of time, you are leaving behind up to 90% of your Government Health Insurance Plan (GHIP) coverage. With only a small percentage of possible travel medical costs still covered, travelling without travel insurance could end up being an extensive, unexpected expense. Also, usually only a part of your medical expenses are covered by your GHIP when you leave your home province and travel to another within Canada. Read more…