Protection for your money:

  • Retirement Planning
    • Retirement planning involves negotiating a balance between your goals and the expenses they may incur. Start by honestly analyzing your current financial situation and assessing what you’re going to need when you retire. Develop an investment strategy to help you get there. Finally, review your insurance coverage to be sure that it supports your long-term goals. Read more…
  • Investment Strategies
    • An Investment Strategy is a set of rules, behaviors or procedures, designed to guide the selection of an investment portfolio. Usually the strategy will be designed around the investor’s risk-return tradeoff: some investors will prefer to maximize expected returns by investing in risky assets, others will prefer to minimize risk, but most will select a strategy somewhere in between. Read more…
  • Tax-Effective Income
    • Once you have accumulated your retirement resources we will help you plan the most tax-effective income stream. Read more…
  • Estate Planning
    • Now you have built your estate, we can make sure it goes to who you want it to go to with the least tax possible. Read more…
  • Charitable Giving
    • Ensure your favorite charities receive your donation bequests for pennies on the dollar. Read more…
  • Education Savings Plans (RESPs)
    • Post-secondary costs are increasing drastically; ensure the money for your children or grand children is there, along with the maximum contribution from the government. Read more…
  • Investment Funds
    • There are thousands of managed investment options available, some more risky than others, some with built-in guarantees, some focused on specific industries or geographies. We can offer suggestions that are appropriate to your personal risk tolerance and financial goals. Read more…
  • Annuities and GICs
    • When you need the comfort of knowing exactly what the future holds for your investments, we can provide options that take the risk of the markets out of the picture. Guaranteed interest options protect your principal, and payout annuities guarantee your income. Read more…
  • RRSPs and RRIFs
    • Contributing to an RRSP is still one of the most popular and tax-effective ways of saving for your retirement. Once you’ve saved for your retirement, you will need an income. But when is the best time to start? Read more…
  • **NEW Tax-Free Savings Accounts (TFSAs)
    • The government brochure announcing the introduction of the TFSA calls it “the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP)”. Unlike the usual hyperbole, the government is probably understating the importance that TFSAs are likely to play in the savings plans of all Canadians. Read more…
  • **NEW Residential Mortgages
    • We have partnered with Manulife Bank and National Bank to offer a better mortgage that can save you thousands of dollars and offer greater flexibility. Read more…
  • **NEW Reverse Mortgages
    • Your home is often your greatest asset. What is the best way to access some of the value of your home without losing control of it or paying too much in taxes? Read more…